Section 1512 of the Affordable Care Act (ACA) requires companies in the U.S. with more than $500,000 in annual revenue to comply with a disclosure requirement no later than October 1, 2013. The requirement mandates that employers provide a notice to employees of coverage options available through their state exchange. All active employees, including both full and part timers, must receive the Marketplace Notice by October 1st, regardless of their enrollment in the employer plan sponsored group health plan. If an employee is hired after October 1st, the company has 14 days to get the notice to the employee.

If you have HR / Benefits responsibility, this an administrative task that should be outsourced to your communications advisor, benefits broker/consultant or COBRA / third-party administrator. Additionally, most carriers have already made arrangements to distribute notices on behalf of their clients who have fully-insured contracts.