Insurers Use New Technologies to Predict Life Expectancy & Lifestyle

It's called Perspective Modeling and it represents a new form of calibrating risk.   This new technology is being used by insurers to predict life expectancy and lifestyle. As we move towards an era in 2014 where individuals will have a choice between  public or private risk pools, look for more splitting of hairs from large payors to use the latest techniques to find the healthy and avoid those with higher risks.

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